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Finance

Investment Calculator

Estimate future value from an initial investment, monthly contributions, and an expected annual return.

Investment calculator

$
$
%
years

Future value

$172,407.27

Total investment
$82,000.00
Estimated returns
$90,407.27

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How it works

Enter a starting amount, monthly contribution, expected annual return, and duration. Growth is compounded monthly so regular deposits are included throughout the period.

Formula

Monthly compounding: each month the contribution is added, then the balance grows by (1 + annual return ÷ 12).

Example

Start with $10,000, add $400 each month, and earn 8% for 15 years. The projected value is about $156,000.

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